Write your awesome label here.
Smart Money 101
Smart Money 101 is designed to give you the essential budgeting skills every household needs. Whether you're new to managing money or looking to regain control, this course helps you build confidence with practical tools, clear guidance, and expert-backed strategies.
You'll learn how to plan your spending, understand your debt, reduce financial stress, and make decisions that support long-term stability.
Mastering Your Money:
Build Confidence & Control
-
Understand the foundations of budgeting, including needs vs. wants, cash flow, and spending plans.
-
Create your own realistic monthly budget tailored to your lifestyle and financial goals.
-
Identify and manage debt, including credit cards, loans, and common debt pitfalls.
-
Track expenses effectively so you stay in control, not surprised.
Smart Money 101 Curriculum
Certified Expertise at
No Cost to You
Write your awesome label here.
Write your awesome label here.
Write your awesome label here.
Why This Course
Works for You
Your Personalized Budgeting Checklist
A simple, step-by-step framework for building and maintaining a working household budget.
Tools You Can Use Immediately
Downloadable worksheets and templates to track expenses, plan payments, and organize your goals.
Guidance from Certified Experts
Our course teaches proven techniques for managing spending, reducing debt, and improving financial decision-making.
Support Beyond the Course
After completing Smart Money 101, you can connect with a certified financial counselor for personalized, one-on-one assistance - at no cost.
Frequently asked questions
What will I learn in the Smart Money 101 course?
You’ll learn budgeting fundamentals, strategies for managing debt, how to track expenses, and how to build a spending plan that supports your financial goals. You’ll also gain access to tools that help you apply what you learn immediately.
Is this course just educational, or will I get personal help too?
The course provides foundational education, and you’ll also have the option to receive free one-on-one financial counseling after completing the course. A certified counselor can help you review your budget, discuss debt solutions, and create a personalized action plan.
What happens during the counseling session?
A certified financial counselor will walk through your budget, discuss your financial goals, review your debt, and help you identify the best next steps for improving your financial stability. Counseling sessions are supportive, judgment-free, and always confidential.
Is this program confidential and free?
Absolutely. Your information is always private, and Smart Money 101 - as well as the follow-up counseling support, is provided at no cost to you.
